Mastering CECL Model Validation: Back-Testing for Accuracy and Success

Date:

Oct 17, 2025

Register

This webinar will provide a comprehensive overview to back-testing CECL models, a critical component of ensuring accuracy and regulatory compliance.

Agenda

October 17, 2025
11:00am - 12:00pm EST

Participants will gain practical knowledge on defining and implementing robust back-testing methodologies, focusing on the analysis of weighted average loss and prepayment rates across active vintages.

We will explore how to compare forecasted results with actual outcomes, identify historical trends, evaluate charge-off cycles, and document findings to drive meaningful model configuration updates. Attendees will enhance their ability to validate CECL models, leading to improved forecasting accuracy and stronger risk management practices.

Topics

What You'll Learn

  • Define back-testing within the CECL context, emphasizing the comparison of forecasted versus actual results
  • Review the importance of historical data and relevant metrics in the back-testing process
  • Analyze patterns and trends in loss rates and prepayment rates across different vintages
  • Review best practices of comprehensive reports of back-testing findings, including statistical analysis, charts, and graphs
Speaker(s)

Justin Umscheid
Client Services at ARCSys Technologies

With more than a decade of accounting and implementation experience, Justin serves as Vice President of Client Services at ARCSys Technologies. He excels at guiding clients through the onboarding process for CECL, ensuring a smooth transition. Justin's core focus is to support institutions with their allowance calculations, provide expert accounting guidance, and offer specialized consulting for back-testing, validations, and stress and sensitivity analysis. His comprehensive approach fosters a deeper understanding of the client's financial data as a key part of the ARCSys service model.

Additional Information

Who Should Attend?

Attendees should be employees from financial institutions who are involved in CECL processes.

Field of Study:Accounting

Skill level:Intermediate

Prerequisites:Experience in back accounting, lending, or analytics. Knowledge of and experience with the CECL Standard.

Advanced Preparation:Knowledge of and experience with the CECL Standard.

Fees

Live Webinar - $299.00

  • Live Access
  • 30 Days OnDemand Playback
  • Presenter Materials and Handouts

Available Upgrades

  • 12 Months OnDemand Playback - $120.00
  • 12 Months OnDemand Playback + Digital Download - $150.00
  • Additional Live Access - $125.00 per person

**100% surcharge applied to non-members.

Association Contact

Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank