ECOA & Fair Lending, Including AI in Lending, Exam Hot Spots & More

Date:

Nov 4, 2025

Register

Pressure is mounting as regulators intensify their gaze on ECOA, fair lending, and Regulation B.

When AI is added to the mix, compliance becomes increasingly complicated. Attend this informative webinar to get legal insight, checklists, and compliance strategies.

Agenda

November 4, 2025
11:00am - 12:30pm EST

Financial institutions are under increasing pressure as examiners sharpen their focus on ECOA, Regulation B, and fair lending. Add the rapid adoption of AI and machine learning in credit decisioning, and the compliance landscape is more complex than ever. This timely webinar will help compliance officers, in-house counsel, and lending officers understand the latest regulatory expectations, examiner hot buttons, and practicable strategies to stay compliant while leveraging innovation. It will provide actionable insights, checklists, and strategies to reduce risk, prepare for exams, and implement an effective fair lending program.

Topics

AFTER THIS WEBINAR YOU’LL BE ABLE TO:

  • Explain how AI and machine learning models impact ECOA compliance and the regulatory expectations around explainability and bias testing
  • Identify current fair lending risks, including redlining and pricing disparities
  • Recognize examiner hot spots and anticipate where regulators are focusing
  • Apply practical compliance strategies to strengthen the institution’s fair lending program
  • Evaluate fair lending controls in third-party/vendor relationships, ensuring oversight extends beyond the institution
Speaker(s)

Shelli Clarkston
Spencer Fane LLP

Shelli Clarkston is an attorney with Spencer Fane LLP where she provides financial institutions with proactive legal counsel on regulatory and compliance matters. She received her law degrees from the University of Missouri – Kansas City and her undergraduate degree from the University of Nebraska – Lincoln. In addition, she has a master’s degree from Doane University.

Before joining Spencer Fane, Shelli was the Risk and Compliance Officer for a financial services technology platform with one of the world’s largest technology companies. She oversaw the platform’s regulatory compliance and handled all risk-related matters. She also has experience as general counsel for a community bank, where she managed all legal, regulatory, compliance, and corporate matters.

Additional Information

WHO SHOULD ATTEND?

This informative session is designed for compliance officers, lending officers, in-house counsel, risk managers, executive management, and internal auditors.

TAKE-AWAY TOOLKIT

  • Fair lending exam “hot spot” checklist
  • AI risk assessment worksheet
  • Employee training log
  • Interactive quiz
  • PDF of slides and speaker’s contact info for follow-up questions
  • Attendance certificate provided to self-report CE credits

NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.

Fees

Live Webinar - $255

  • Unlimited connections for your institution
  • Available on desktop, mobile & tablet
  • Take-away toolkit
  • Presenter’s contact info for questions

On-Demand Webinar - $255

  • Unlimited & shareable access starting two business days after live stream
  • Available on desktop, mobile & tablet devices 24/7
  • Take-away toolkit
  • Ability to download webinar video
  • Presenter's contact info for questions

Live + On-Demand - $375

Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.

**100% surcharge applied to non-members.

Association Contact

Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank