Nov 13, 2025
Is collateral a safety net or a crutch in your credit decisions?
From receivables and inventory to securities and real estate, this in-depth webinar will explain how to accurately evaluate collateral, identify weaknesses, monitor values, and balance it all with the borrower’s circumstances. Expert insight and real-world examples will add to the vibrance of this engaging session.
November 13, 2025
11:00am - 12:30pm EST
Collateral is often viewed as the safety net for loans, but relying too heavily on it can lead to critical missteps. This session will delve into effective strategies for collateral analysis to help you evaluate collateral coverage beyond surface-level appraisals. Learn how to analyze different types of collateral — such as marketable securities, receivables, inventory, and real estate — and understand when collateral analysis should play a key role in your risk management approach. The program will focus on how to balance collateral evaluation with the borrower’s cash flow and capital strength, ensuring you use collateral as a backup rather than a primary means of repayment. With real-world examples and insights, you’ll be equipped to make informed decisions and avoid reliance on collateral as a crutch for poorly performing loans.
AFTER THIS WEBINAR YOU’LL BE ABLE TO:
Robert L. Viering
RiverPointUSA LLC
Bob Viering brings over 35 years of banking experience to RiverPointUSA, where he concentrates on management and board planning activities, such as strategic, capital, and succession planning, de novo bank formation, assisting with managing regulatory agreements, loan review, and credit process assessment. He has served as a bank director and was an independent member of a bank’s audit committee.
Prior to becoming a consultant, Bob was a de novo bank organizer responsible for all regulatory filings, planning, recruiting, and also serving as CEO. He has been an advisor for other de novo bank formations. Earlier in his career, Bob held various management positions with large and regional banks, including market president and regional credit officer. In addition, he has managed deposit and loan operations groups and was a lender to local, regional, and international businesses. He has also served as a board member of state and national trade associations.
WHO SHOULD ATTEND?
This informative session is designed for commercial lenders, credit analysts, credit department managers, senior loan officers, senior credit officers, loan review personnel, branch managers serving commercial borrowers, chief risk officers, and auditors.
TAKE-AWAY TOOLKIT
NOTE: All materials are subject to copyright. Transmission, retransmission, or republishing of any webinar to other institutions or those not employed by your institution is prohibited. Print materials may be copied for eligible participants only.
Live Webinar - $255
On-Demand Webinar - $255
Live + On-Demand - $375
Get the best of both and save when you Bundle the Live & On-Demand Webinar registration! This option includes all the items listed above.
**100% surcharge applied to non-members.
Katie Yates
Education Coordinator
o: 317-387-9380
d: 317-333-7162
kyates@indiana.bank